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If you’re looking for cheap auto insurance for senior citizens, you’ve probably noticed that there are dozens of companies vying for your business. So how can you separate the wheat from the chaff to find the best policy for your needs?
To help you save time, our team compared car insurance quotes from nine top providers to help you find low cost auto insurance for seniors. In the table below, you will find the results of our study:
|Massachusetts||Plymouth Rock Assurance|
|New Hampshire||State Farm|
|New Mexico||State Farm|
|New York||State Farm|
|North Dakota||State Farm|
|South Dakota||State Farm|
|Washington DC||State Farm|
|West Virginia||State Farm|
Useful Facts and Statistics for Senior Drivers
- The number of drivers age 65 and older reached 40 million in 2015. That marks a 50% increase compared to 1999.
- Older drivers between the ages 65 and 74 are more likely to wear their seat belts than younger adults. Senior citizens are also less likely than younger adults to drive in poor weather conditions.
- There is a lower incidence of alcohol-related accidents among senior drivers compared to young adult drivers.
FAQs About Cheap Car Insurance for Seniors
Are Older Adults More Likely to Be Involved in Car Accidents?
No. Although the risk of being involved in a fatal crash starts to increase when drivers reach the age 70 to 74, that fact is attributed to a higher vulnerability to fatal injuries rather than a reduction in driver performance. However, any age-related reduction in vision or cognitive performance could increase a driver’s risk of being involved in a collision.
What Can Senior Citizens Do to Reduce Their Risk of Being Involved in a Car Accident?
The following steps will help older adults reduce their risk of being involved in a motor vehicle accident:
- Exercise regularly
- Undergo regular vision tests
- Do not take medications that cause drowsiness before driving
- Avoid driving in poor weather
- Try to drive only on well-lit roads
- Maintain a safe following distance at all times
What Are Some Medical Conditions That Could Affect an Older Adult’s Driving Performance?
The following medical conditions could affect a senior citizen’s performance behind the wheel:
- Macular Degeneration
- Parkinson’s Disease
- Sleep Apnea
- Alzheimer’s Disease