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Cheapest Car Insurance Companies in Alexandria, Virginia

Searching for cheap car insurance in Alexandria, Virginia can feel like an uphill battle. There are dozens of websites to view and countless testimonials to read, so identifying the best option can be a tiresome process. This page is designed to speed things up and help you find a top-quality provider.

Cheapest Car Insurance Companies in Alexandria

There’s no shortage of auto insurance carriers in Alexandria who offer excellent coverage discounts. Below are our choices for the most affordable providers.

 

Cheapest InsurerDriver Category
Liberty MutualSafe Drivers
USAADrivers in the Military
MetromileLow Annual Mileage
EsuranceDrivers Who Pay Their Premiums Upfront
Allstate
High-Risk Drivers
State FarmSenior Drivers

Best Car Insurance Companies in Alexandria

The cost of monthly premiums is just one factor to consider before getting coverage. You should also evaluate testimonials from past and current policyholders to find out if they’re satisfied with their provider. Below are our picks for the best carriers.

 

RankCompanyOur Rating
1Allstate
A
2NationwideA
3MetromileB+
4State FarmB+
5USAAB
6Liberty MutualB
7EsuranceB-

Minimum Car Insurance Requirements in Alexandria

Purchasing auto insurance in Alexandria isn’t compulsory. Unlike most other states, Virginia is one of few where drivers can elect to pay a $500 uninsured motor vehicle fee instead of forking out for a policy. However, without coverage, you will have no financial safety net in a collision and will have to dig into your own pockets to cover any loss. We suggest purchasing auto insurance meeting the state’s minimum limits to ensure the next collision doesn’t crash your savings account:

• $25,000 in Liability Coverage For Bodily Injuries
• $20,000 in Liability Coverage For Property Damage
• $25,000 in Un/Underinsured Motorist Bodily Injury Coverage Per Person
• $20,000 in Un/Underinsured Motorist Property Damage Coverage Per Accident

Penalties for Driving Without Auto Insurance in Alexandria

The historic city of Alexandria attracts visitors from across the country every year. With this constant influx of tourists, you can expect far more cars on the road increasing your risk of being involved in an accident. In the event of a worst-case scenario, a watertight insurance policy won’t just cover your medical costs and repairs, but can also help you avoid steep penalties for violating Virginia’s insurance laws.

If you’re caught driving without insurance and have not paid the uninsured motor vehicle fee, your license could be suspended, you will be fined up to $500, and this offense may be entered into your criminal record. To reinstate your license, you must first purchase coverage, fulfill SR-22 maintenance requirements with the state’s Department of Motor Vehicles, and pay $145 to cover processing and administrative fees.

Alexandria Car Insurance FAQs

What Are the SR-22 Maintenance Requirements in Alexandria?

If your license is suspended or revoked due a serious traffic violation, you can restore your driving privilege by completing the state’s SR-22 maintenance requirements. An SR-22 document is proof that you are carrying insurance meeting the state’s minimum liability limits. Typically, your insurer will file this document on your behalf when you purchase coverage as part of these requirements.

You will be required to maintain unbroken insurance for a set period of time. If your coverage lapses during this timeframe, your license may be suspended and you will have to restart the process from scratch.

Be warned: If you are ordered to complete SR-22 maintenance requirements, you will most likely have to pay more for insurance than the average motorist. This is because you are now categorized as a high-risk driver who is more likely to be involved in an accident in the future.

Cheapest Car Insurance Companies in Alexandria, Virginia