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There’s no doubt that shopping around can help you score even cheaper rates on your auto insurance policy in Wasilla, Alaska. But unearthing lower premiums can often involve hours or days of digging. Fortunately, our Geeks have already covered the mileage, researching the city’s top insurance companies to identify the best providers and help you snag lucrative savings on your new policy.
Cheapest Car Insurance Companies in Wasilla
Minimum Car Insurance Requirements
Penalties for Driving Without Auto Insurance
Cheapest Car Insurance Companies in Wasilla
Nobody wants to overpay for car insurance, but all too often drivers are saddled with exorbitant premiums because they didn’t have the time to compare quotes from multiple providers. Our Quote Comparison Portal makes it easy to evaluate your options in Wasilla, helping you find a plan that works for your needs and budget. Click Here to start using this powerful tool. Below, you’ll find our guidelines on the best insurers for specific types of drivers:
| Cheapest Insurer | Driver Category |
|---|---|
| Liberty Mutual | Safe Drivers |
| USAA | Drivers in the Military |
| State Farm | Low Annual Mileage |
| Progressive | High-Risk Drivers |
Allstate | Senior Drivers |
Best Car Insurance Companies in Wasilla
Using extensive customer-driven data, our Geeks were able to score Wasilla’s insurance companies and identify the best providers. Take a look at the table below for a brief summary of the results of this analysis:
| Rank | Company | Our Rating |
|---|---|---|
| 1 | Progressive | A |
| 2 | Liberty Mutual | A- |
| 3 | Allstate | B+ |
| 4 | USAA | B |
Minimum Car Insurance Requirements in Wasilla
Even minor car wrecks can lead to severe financial loss in the form of repairs and medical treatment costs. To ensure that motorists aren’t bankrupted by reckless drivers, state law requires drivers to purchase and maintain insurance meeting specific minimum liability limits. You can find these limits listed below:
- $100,000 to cover for total bodily injuries per collision
- $25,000 to cover for property damage in a collision
- $50,000 to cover for bodily injury per person in a collision
Penalties for Driving Without Auto Insurance in Wasilla
Despite strict insurance laws, many motorists still take on the risk of driving without insurance. It’s estimated that around 15% of drivers in Alaska hit the road without adequate coverage. In an effort to clamp down on these errant road users, authorities keep tabs on all vehicles registered in the state. If you are stopped by law enforcement officers and are unable to show evidence of a valid insurance policy, you could be strapped with some of the penalties listed here:
- Up to $500 in fines
- License suspension
- SR-22 maintenance requirements
Wasilla Car Insurance FAQs
What is comprehensive coverage?
As opposed to collision coverage, which reimburse you for any damage your vehicle sustains in a crash involving another vehicle or object, comprehensive coverage is designed to cover repair or replacement relating to so-called “acts of God”. This can include damage caused by:
- Hail
- Fires
- Protests
- Theft
- Tornados
- Floods
Comprehensive coverage is an expensive addition that is not always necessary. You should ask yourself the following questions before purchasing this feature: How common are natural disasters where you live? Do you live in a high crime area? Is your car worth enough to warrant increasing your premiums to accommodate this feature?
How do I file an auto insurance claim in Wasilla?
Filing a claim in Wasilla is a simple process. Most insurers will guide you through each step, making sure you include pertinent information that will help in processing your case. You should always consider including the following evidence with your claim to help prove fault:
- A written account of your version of events;
- The official police accident report;
- Pictures taken at the scene showing damage or injuries sustained by you, your passengers, and the other parties involved;
- Personal details of those involved in the crash;
- Witness statements; and
- Additional evidence that may help support your version of events.
