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Cheapest Car Insurance Rates In Maryland (2018)

Depending on your driving record and location, auto insurance can take a major bite out of your monthly budget. Most drivers would jump at the chance to reduce their premiums, but finding cheap auto insurance in Maryland can be a taxing process since there are so many providers vying for your business.

To help you speed up the search, our team averaged the auto insurance rates for males and females from nine leading providers. Below, you’ll find the companies that our study determined offer the best auto insurance rate for:

No Recent AccidentsTeen Drivers
Drivers With A DUISenior Drivers

Best Rates For Drivers With No Recent Accidents

$/month estimate

$187/month estimate

If your driving record is free of accidents, you should be able to find very affordable auto insurance rates in Maryland from Geico or Esurance. Our data is based on coverage that is slightly higher than the state minimums. The driver in our analysis was 29 years old and had not caused a crash in the previous five years.

Best Rates For Teen Drivers

$/month estimate

$317/month estimate

No amount of driver education can replace experience behind the wheel, which is why even the most responsible teenagers are prone to wrecks. One way to reduce the cost of insurance is to find a provider that caters to young drivers. Our Geeks discovered that Geico offers very cheap car insurance in Maryland for teenagers who want the minimum required coverage levels.

Best Rates For Drivers With A DUI

$/month estimate

$213/month estimate

Were you convicted of DUI or DWI? If so, you’ve probably noticed a major spike in your insurance rates. Luckily, Geico offers cheap auto insurance in Maryland for people who have been convicted of DUI or DWI.

You should also get a quote from State Farm so you can compare the options and make a more informed decision. The estimates above are based on averaged quotes from male and female drivers age 29 who had one recent DUI.

Best Rates For Senior Drivers

$148/month estimate

$160/month estimate

Annual mileage and age are two factors that play a major role in calculating auto insurance premiums. We looked at the rates for a 65-year-old motorist who had a clean driving record and traveled only 4,000 miles per annum.

STUDY METHODOLOGY

Most segments of our study involved the rates of males and females who commuted 12,000 miles annually in a Toyota Corolla model year 2014. Our data incorporated the monthly premiums in five zip codes in MD. The liability coverage limits used for all categories except “teen drivers” were 50/100/25 with uninsured motorist coverage of the same limits.

What Are The Minimum Auto Insurance Requirements In Maryland?

If you live in Maryland, you are required by law to carry auto insurance that covers $30,000 for bodily injuries to one individual, $60,000 for bodily injuries caused in one collision, and $15,000 for damage to property. Uninsured motorist coverage for bodily injuries is required in the amount of $30,000 per person and $60,000 per crash. Uninsured motorist coverage for property damage is required in the amount of $15,000 per crash.

 

cheapest car insurance in maryland

Didn’t find the info you’re after? Visit the PennyGeeks blog for more auto insurance info.

 

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