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Cheapest Car Insurance Rates In Arkansas (2018)

With so many car insurance companies to compare, it can seem impossible to find the best fit for your needs and budget. Our team has done the heavy lifting for you and compared the insurance quotes of nine leading providers in Arkansas.

If you’re looking for cheap auto insurance, this is the perfect place to start. Below, we’ve estimated the lowest car insurance quotes for various types of drivers:

No Recent AccidentsTeen Drivers
Drivers With A DUISenior Drivers

Best Rates For Drivers With No Recent Accidents

$110/month estimate

$171/month estimate

If you have no accidents on your driving record, you should be able to find very affordable car insurance in Arkansas. Our study revealed that safe drivers can find competitive rates from State Farm and Allstate. If you have a few collisions on your driving record, make it a point to avoid accidents and citations for the next few years and you should be eligible for lower premiums.

Best Rates For Teen Drivers

$147/month estimate

$235/month estimate

Teenagers tend to be involved in more accidents than older drivers due to their inexperience. Teen drivers are more prone to collisions related to distractions, illegal maneuvers, and speeding. If you or your teen is looking for affordable car insurance in Arkansas, our study found that State Farm offers low rates for teens who are searching for coverage that meets the state’s minimum requirements.

Best Rates For Drivers With A DUI Or DWI

$120/month estimate

$229/month estimate

Most people know that driving under the influence is a bad idea, but we all make mistakes. If you were convicted of DWI or DUI, you might have trouble finding low cost auto insurance. But don’t fret just yet. Our team found that State Farm offers very low car insurance rates in Arkansas for drivers who have a DWI on their record.

And don’t forget to compare auto insurance rates every few months. Although you’ll probably have to pay extra for car insurance for several years, you might be able to save big by periodically checking which insurance provider has the best quotes for your particular driver profile.

Best Rates For Senior Drivers

$/month estimate

$83/month estimate

Our researchers identified Geico and State Farm as the carriers with the best auto insurance rates for seniors in Arkansas. Our study used a driver who was 65 years old and commuted 4,000 miles per year.


Our study looked at the car insurance rates for males and females from five zip codes throughout the state of Arkansas. Our default driver was age 29 and commuted 12,000 annual miles in a 2014 Toyota Corolla. Our estimates for the teen driver category are based on the minimum auto insurance requirements in Arkansas, but the estimates for all other groups are based on 50/100/25 liability coverage and 50/100/25 uninsured motorist coverage.

What Is The Minimum Auto Insurance Coverage Required In Arkansas?

Drivers who live in Arkansas are required to carry auto insurance that meets the following minimum limits:

  • Bodily Injury Liability Per Person: $25,000
  • Bodily Injury Liability Per Accident: $50,000
  • Property Damage Liability: $25,000


cheapest car insurance in arkansas

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